Private Clients

Forma Futura offers individualized asset management services to our private clients. At the heart of our client relationship is a personal consultation. We meet with you and spend whatever time is necessary to understand your precise personal needs regarding financial security and sustainability and then help you choose an investment profile that is right for you.

Our clients can thus achieve two positive effects with their investments: first, the investments make a real contribution in the economy and contribute to increasing a sustainable quality of life. Second, the investments generate a fair market return which helps preserving the portfolio’s long-term value.

A sustainable vested benefits solution with Forma Futura

Since January 2024, Forma Futura has been offering sustainable vested benefits solutions for private individuals in collaboration with PensExpert AG. A vested benefit arises when leaving a pension fund (interruption of employment, change to self-employment, moving abroad, etc.). The vested benefits capital can be withdrawn at the earliest five years before the ordinary AHV retirement age. If you are employed after reaching AHV retirement age, you can defer the withdrawal of vested benefits assets for a maximum of five years.

What advantages does a vested benefits solution with Forma Futura offer you?

  • We advise you on choosing the right investment strategy for your vested benefits assets, taking your individual needs into account. Adjustments can be made to your investment strategy at any time.
  • Your retirement capital is managed as a single, individual mandate.
  • Forma Futura Invest AG is responsible for managing your pension capital. We implement the investment strategy you have chosen with our thorough and holistic sustainability approach.
  • When the vested benefits are paid out, you can convert the assets into your freely disposable assets without having to realise accumulated gains/losses.
  • You receive full transparency regarding the costs and the companies invested in your portfolio.

Vested benefits solutions are offered by Forma Futura Invest AG together with PensExpert AG, a leading provider of pension solutions. This means that we are able to accommodate your specific pension and investment needs.


Would you like to find out more?

We are happy to hear from you!

Sandra Moser

Sandra Moser

Customer Support

«Work and life are equally important and inseparable. Thus, I attach great importance to doing a job that makes sense. Supporting and implementing Forma Futura’s strategy is my personal concern and pleasure.»