Legal Notice

This English translation is provided solely for the convenience of the users of this website. In all cases where there are any differences between the German terms and conditions and the English translation, the German terms and conditions have legal precedence and are legally binding.

The website www.formafutura.com is the website of Forma Futura Invest AG, 8002 Zurich. Anyone who accesses the information on this website agrees to the following conditions.

Protection of Privacy

Protecting your privacy is a major concern of Forma Futura Invest AG. Forma Futura Invest AG and its employees comply with all regulations regarding the processing of personal data as required by the Data Protection Act of Switzerland and applicable banking secrecy rules.

Local Legal Restrictions

Access to information on this website may be restricted or forbidden by laws or regulatory rules for certain users. The contents of this site are not intended for persons for whom access is not permitted under the current legal system. Unless otherwise indicated, all services of Forma Futura Invest AG presented on this website are offered only to people who are residents of Switzerland.

No Offer

The information on this website does not constitute an advertisement or a recommendation, nor is it a solicitation to offer or an invitation to submit an offer to buy investment products, or to sell or carry out other transactions. It serves only to provide information that can be changed at any time and without prior notice. It cannot be ruled out that the investment instruments and services described are not suitable for you or are not available. Before you decide to take any concrete action, you should read the contract terms and the basic legal information carefully and seek advice from qualified professionals.

No Warranty

No warranty, either expressed or implied, is provided for the accuracy, completeness and timeliness of the information on this website. Forma Futura Invest AG has no obligation or duty to update outdated information or statements, or to remove old information or identify it as obsolete.

Forma Futura Invest AG accepts no responsibility, and provides no warranty, that the functions of the Forma Futura Invest AG website are available without error or interruption.

Market Trends and Historical Prices

Recent trends in the value of any investment or portfolio are not indicative of future performance; their value may increase or decrease over time. Additionally, the values of investments in foreign currencies are subject to fluctuations in exchange rates. Distributions associated with an investment instrument may also vary. Forma Futura Invest AG does not guarantee the appreciation or value preservation of any capital that has been invested in an investment vehicle, nor does it guarantee the amount of future distributions.

Disclaimer

Forma Futura Invest AG accepts no liability for the use of the information contained on this website. Please consult your legal advisor with respect to your personal situation. Forma Futura Invest AG is not liable for damages of any kind, including any direct, indirect, special or consequential damages that may arise from the use of information on this website.

Any liability of Forma Futura Invest AG for damages or a consequential damage that result from the access to – or from the inability to access – its website or from links to websites of third parties or respectively to individual elements of the web pages or their use is excluded.

Harmful Components

Forma Futura Invest AG accepts no responsibility and gives no warranty that the Forma Futura Invest AG website and other components used on the website of Forma Futura Invest AG are free of viruses or other harmful elements. Moreover, Forma Futura Invest AG accepts no liability for any manipulations to the EDP system of any Internet user by unauthorized persons. In this particular case, Forma Futura Invest AG specifically points out the danger of targeted hacking attacks. To combat viruses, the use of current browser versions and the installation of continually updated anti-virus software are strongly recommended. The user should avoid opening any e-mails of unknown origin and any unexpected attachments to e-mails. Forma Futura Invest AG will never ask for information such as login credentials or passwords from you via email.

Material Financial Interests

It is possible that Forma Futura Invest AG, its directors, executive officers or employees have invested or will invest in instruments about which the Forma Futura Invest AG website contains information or statements. Moreover, it is possible that directors, executive officers or employees of Forma Futura Invest AG are in business relationships with the companies in question; for example, have worked, are working, or will be working as consultants or as board members. Forma Futura Invest AG has implemented measures to disclose such conflicts of interest and prevent them.

Intellectual Property

The entire content of this website is protected by intellectual property rights; Forma Futura Invest AG reserves all rights to it. Unless otherwise indicated, all text, images and layout on this website are the exclusive intellectual property of Forma Futura Invest AG. Users should not download, store, process, copy, distribute or otherwise use elements of this website’s content, in whole or in part, in particular the name, logo, images or layout without the prior written consent of Forma Futura Invest AG. The downloading and printing of the pages of this website and the display and use of this website using a computer is permitted only for personal use. Copyright notices, brand names and other legally protected designations may not be changed or eliminated. The contents of this website, in whole or in part, may not be linked to other websites (no linking, no deep linking) without the prior written consent of Forma Futura Invest AG.

Linked Websites (Links)

The website of Forma Futura Invest AG may contain links to third party websites. The content of these sites cannot be controlled, maintained or offered by Forma Futura Invest AG. Forma Futura Invest AG cannot guarantee that the links to other websites are correct when a user accesses this website or that they will function correctly. Forma Futura Invest AG accepts no responsibility for their content, or the products or services offered thereon or any other offers, as well as for their compliance with data protection regulations. Following links from this website is at your own risk.

Use of this Website

Forma Futura Invest AG, with the design and operation of this website, undertakes the necessary technical and organizational measures to ensure its operation. Nevertheless, errors such as data loss or data corruption, virus attacks, denial of service attacks, and interruption of operations, etc. are not excluded. Access to this website is at your own risk.

Data Transmission

Please be aware that the Internet is generally not a secure environment and data sent via the Internet can be accessed, which may lead to the disclosure of the data to unauthorized third parties, or result in changes to content or technical failures. We also emphasize that data in transit over the Internet can be transmitted across borders even if both the sender and the recipient are in the same country. We assume no liability for the security of your personal data during transmission over the Internet. Messages that you send to us via e-mail may not be secure. If you send us an e-mail containing confidential information, you do so at your own risk. Forma Futura Invest AG would like to point out that e-mails are a so-called form of open communication. The same discretion that exists in the delivery of traditional letter mail cannot be guaranteed in the transmission of messages over the Internet. Third parties may obtain access to any information that is sent. There is also no assurance that a sent message will arrive at its destination, or that it will arrive exactly as it was sent. There is also no certainty about who sent the message. Forma Futura Invest AG cannot validate the authenticity of incoming messages or check for and recognize forgeries. Since the sender and recipient remain recognizable, even in the transmission of encrypted data, it cannot be excluded that a third party – possibly by mistake – could infer an existing connection between you and Forma Futura Invest AG. We ask that if you believe it to be appropriate in a specific case, you contact us through a secure data transmission channel instead of via the Internet.

Monitoring the Transfer of Data

Forma Futura Invest AG is entitled to, but not obligated to monitor the data transferred to and from this website. By using this site you accept that Forma Futura Invest AG may store information about you and use it to process and check your request for access and to monitor your usage of the website.

When contacting Forma Futura Invest AG (e.g. via contact form or email), also personal data is stored on our servers in Switzerland for the purpose of processing the enquiry and in the event that follow-up questions arise. We have taken adequate data protection measures to allow access to this data to only a limited group of authorized persons.

Non-personal or anonymized data are collected, for example, by applying cookie technology.

This includes:

Name of requested web page, file(s)
Date and time of retrieval
Transferred data volume
Notification of successful retrieval
Browser type and version
Operating system of the user
Referrer URL (previously visited page)
IP address and requesting provider

Cookies

Cookies are small files that make it possible to store specific information related to the device on the user's access device (PC, smartphone, etc.). They serve, on the one hand, the user-friendliness of websites and thus the users (e.g. storage of login data). On the other hand, they serve to collect statistical data on the use of the website and to be able to analyse them in order to improve the website. Users can influence the use of cookies. Most browsers have an option to limit or completely prevent the storage of cookies. However, it should be noted that the use and in particular the comfort of use are restricted without cookies. You can view many online ad cookies from companies via the U.S. site https://www.aboutads.info/choices/ or the EU website https://www.youronlinechoices.com/uk/your-ad-choices/.

Google Analytics

This website uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses “cookies”, which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. In case of activation of the IP anonymization, Google will truncate/anonymize the last octet of the IP address for Member States of the European Union as well as for other parties to the Agreement on the European Economic Area. Only in exceptional cases, the full IP address is sent to and shortened by Google servers in the USA. On behalf of the website provider Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage to the website provider. Google will not associate your IP address with any other data held by Google.

You may refuse the use of cookies by selecting the appropriate settings on your browser. However, please note that if you do this, you may not be able to use the full functionality of this website. Furthermore you can prevent Google’s collection and use of data (cookies and IP address) by downloading and installing the browser plug-in available under https://tools.google.com/dlpage/gaoptout?hl=en-GB.

For more information on terms of use and data protection, please refer to the Google Analytics Terms and Conditions or the Google Analytics Overview.

Google Maps

This website uses the product Google Maps from Google Inc. By using this website, you consent to the collection, processing, and use of data collected automatically by Google Inc., its representatives, and third parties. You can find the Google Maps Terms of Use under Google Maps Terms of Use .

Subject to Change

The information on this website can be changed at any time without notice by Forma Futura Invest AG.

Forma Futura Invest AG reserves the right to change this legal notice from time to time. We therefore ask that you read these conditions each time you access the Forma Futura Invest AG website to make certain that you agree with the current conditions.

Applicable Law and Jurisdiction

The use of the Forma Futura Invest AG website and this privacy notice are subject to Swiss law. The exclusive court of jurisdiction is Zurich.