Name and address
Forma Futura Invest AG
Bederstrasse 49
CH-8002 Zurich
+41 44 287 22 87
info@formafutura.com
formafutura.com
UID: CHE-113.273.855
VAT number CHE-113.273.855 VAT
Field of activity
Forma Futura Invest AG is a financial services provider active in asset management.
Supervision
Forma Futura Invest Ltd. is a manager of collective assets within the meaning of the Swiss Financial Institutions Act (FinIA) and has a corresponding license from the Swiss Financial Market Supervisory Authority FINMA. As a manager of collective assets, Forma Futura Invest Ltd. is subject to direct supervision by the Swiss Financial Market Supervisory Authority FINMA. As part of this supervision, Forma Futura Invest Ltd. is audited by the regulatory audit firm PricewaterhouseCoopers (PwC).
Competent supervisory authority
Swiss Financial Market Supervisory Authority FINMA
Laupenstrasse 27
CH-3003 Berne
+41 31 327 91 00
info@finma.ch
finma.ch
Ombudsman's office
In the event of disputes with Forma Futura Invest AG, our clients have the option of requesting mediation proceedings before the OFS ombudsman's office. The OFS is a Swiss charitable foundation and is subject to federal supervision.
OFS Ombud Finance Switzerland
16 Boulevard des Tranchées
CH-1206 Genéve
+41 22 808 04 51
contact@ombudfinance.ch
ombudfinance.ch
Characteristics and functioning of asset management
Individual asset management is carried out in the name, for the account and at the risk of the client's assets, which the client has deposited with a custodian bank. The asset manager carries out transactions at its own discretion and without consulting the client. In doing so, Forma Futura Invest AG ensures that the transactions it executes correspond to the financial circumstances and investment objectives of the client and the investment strategy agreed with him/her and ensures that the portfolio structuring is suitable for the client.
Rights and obligations
In the case of asset management, the client has the right to manage the assets in his/her portfolio. Forma Futura Invest AG selects the investments to be included in the portfolio with due care within the framework of the market offerings taken into account. Forma Futura Invest AG ensures appropriate risk diversification insofar as the investment strategy permits. It regularly monitors the assets it manages and ensures that the investments correspond to the agreed investment profile and are suitable for the client. Forma Futura Invest AG informs the client periodically about the asset management agreed and provided.
Market offer considered
The financial instruments used by Forma Futura Invest AG in asset management must meet the criteria of both the Forma Futura sustainability analysis and the Forma Futura financial analysis. Forma Futura Invest AG invests primarily in direct investments (equities and bonds). If collective investments (funds) or non-traditional investments (e.g. microfinance funds, real estate funds) are used for reasons of further diversification, these must also undergo the internal financial and sustainability analysis. Derivatives may be used for hedging purposes. Forma Futura Invest AG does not use its own financial instruments in the asset management mandates.
Costs
Forma Futura Invest AG charges the client a fee for asset management, which depends on the investment volume and the selected investment strategy. The client receives a quarterly statement of this asset management fee, showing the currently agreed fee rate.
Cluster risks
Forma Futura Invest AG measures, controls and monitors the cluster risks associated with the position sizes of the investments. Thresholds of 5% and 10% are systematically applied for individual securities and individual issuers. However, unusual market risk concentrations (e.g. 10% or more in individual securities and 20% or more in individual issuers and in correlated sectors, countries and currencies) cannot be completely ruled out in individual cases.
In times of a market downturn, portfolios with a risk concentration that is unusual for the market can suffer greater losses than more diversified portfolios.
Collective investment schemes that are subject to regulatory risk diversification requirements are exempt from the above thresholds. The same applies to individual issuers of collective investment schemes.
Risks of the investment strategies
The risks associated with the investment strategies offered by Forma Futura Invest AG are presented below (the equity and foreign currency shares listed correspond to strategic guidelines and may vary by approx. +/-10 percent).
Interest-oriented (approx. 0 % equities) - goal of preserving value.
The customer is very reluctant to take risks and does not want to expose the assets to risks from share price movements, although fluctuations in assets are still possible. Fluctuations in value also result from the foreign currency component, which is around 10 percent. The "interest-oriented" portfolio aims to achieve a regular return through interest income.
Balanced (approx. 50 % equities) - goal of value preservation/value appreciation over the longer term.
The client perceives risk as an opportunity to achieve an attractive return in the longer term and is prepared to accept major fluctuations in assets. Fluctuations in value also result from the foreign currency component, which is around 30 percent. The "Balanced" portfolio aims to generate capital gains and dividends as well as interest income.
Dynamic (approx. 70 % equities) - Objective of long-term capital appreciation.
The client wants to participate in the long-term profit potential of the equity markets and is prepared to accept large fluctuations in assets. Fluctuations in value also result from the foreign currency component, which is around 40 percent. Corresponding losses are manageable. The "Dynamic" portfolio should primarily generate capital gains and dividends and supplement these with interest income.
Equity-oriented (approx. 90 % equities) - aiming to increase value over the long term.
The client is characterized by a high risk capacity and willingness to take risks. Above-average fluctuations in assets are accepted for the possibility of long-term profit opportunities. Fluctuations in value also result from the foreign currency component, which is around 50 percent. Corresponding losses can also be absorbed in the longer term. The "Equity-oriented" portfolio aims to achieve capital gains and dividends.
The brochure "Risks associated with trading in financial instruments" published by the Swiss Bankers Association (SBA) provides information on the general risks associated with financial instruments. This brochure is given to the client when the contract is concluded and can be found at the following link: https://www.swissbanking.ch/de/downloads
Version as of February 07, 2025