Name and address
Forma Futura Invest AG
Bederstrasse 49
CH-8002 Zurich
+41 44 287 22 87
info@formafutura.com
formafutura.com
UID: CHE-113.273.855
VAT No. CHE-113.273.855 MWST
Field of activity
Forma Futura Invest AG is a financial services provider active in asset management.
Supervision
Forma Futura Invest AG is considered a collective asset manager within the meaning of the Financial Institutions Act (FINIG) and holds the corresponding license from the Swiss Financial Market Supervisory Authority (FINMA). As a collective asset manager, Forma Futura Invest AG is subject to direct supervision by FINMA. As part of this supervision, Forma Futura Invest AG is audited by the regulatory audit firm PricewaterhouseCoopers (PwC).
Competent supervisory authority
Swiss Financial Market Supervisory Authority FINMA
Laupenstrasse 27
CH-3003 Berne
+41 31 327 91 00
info@finma.ch
finma.ch
Ombudsman's office
In the event of a dispute with Forma Futura Invest AG, our clients have the option of requesting mediation through the OFS Ombudsman’s Office. The OFS is a Swiss nonprofit foundation and is subject to federal oversight.
OFS Ombud Finance Switzerland
16 Boulevard des Tranchées
CH-1206 Genéve
+41 22 808 04 51
contact@ombudfinance.ch
ombudfinance.ch
Characteristics and functioning of asset management
Discretionary asset management is carried out in the name, on behalf, and at the risk of the client’s assets, which the client has deposited with a custodian bank. The asset manager executes transactions at its own discretion and without consulting the client. In doing so, Forma Futura Invest AG ensures that the transactions it executes are consistent with the client’s financial circumstances and investment objectives, as well as with the investment strategy agreed upon with the client, and ensures that the portfolio structure is suitable for the client.
Rights and obligations
In asset management, the client has the right to have the assets in his or her portfolio managed. Forma Futura Invest AG selects the investments to be included in the portfolio with due diligence from among the available market offerings. Forma Futura Invest AG ensures appropriate risk diversification to the extent permitted by the investment strategy. It regularly monitors the assets under its management and ensures that the investments align with the agreed-upon investment profile and are suitable for the client. Forma Futura Invest AG periodically informs the client about the agreed-upon and provided asset management services.
Market Supply Taken into Account
Forma Futura Invest AG does not use its own financial instruments in its asset management mandates. All (third-party) financial instruments used by Forma Futura Invest AG in asset management must meet both the criteria of the Forma Futura sustainability analysis and the Forma Futura financial analysis. Within this framework, Forma Futura Invest AG invests primarily in stocks and bonds in the form of direct and collective investments. Non-traditional (alternative) investments may also be used to further diversify the portfolio. Furthermore, derivatives may be used for hedging purposes.
Costs
Forma Futura Invest AG charges the client a fee for asset management, which depends on the investment volume and the selected investment strategy. The client receives a quarterly statement regarding this asset management fee, which shows the currently agreed-upon fee rate.
Cluster risks
Forma Futura Invest AG measures, manages, and monitors the concentration risks associated with the portfolio’s position sizes. In doing so, it systematically applies thresholds of 5% and 10% for individual securities and individual issuers, respectively. However, risk concentrations that deviate from market norms (e.g., 10% or more in individual securities and 20% or more in individual issuers, as well as in correlated sectors, countries, and currencies) cannot be entirely ruled out in individual cases.
During market downturns, portfolios with an unusually high concentration of risk relative to the market may suffer greater losses than more diversified portfolios.
Collective investment schemes that are subject to regulatory risk diversification requirements are exempt from the above thresholds. The same applies to individual issuers of collective investment schemes.
Risks of the investment strategies
The following section outlines the risks associated with the investment strategies offered by Forma Futura Invest AG (the listed equity and foreign currency allocations are strategic guidelines and may vary by approximately +/-10 percent).
Fixed-income focused (approx. 0% equities) – Goal: Capital preservation.
The client is very risk-averse and does not wish to expose their assets to the risks associated with stock price fluctuations, although fluctuations in asset value are still possible. Value fluctuations also result from the foreign currency component, which stands at approximately 10 percent. The “Interest-Oriented” portfolio is designed to generate a regular return through interest income.
Balanced (approx. 50% stocks) – Goal: to preserve and grow value over the long term.
The client views risk as an opportunity to generate attractive returns over the long term and is willing to accept significant fluctuations in asset value. Value fluctuations also result from the foreign currency component, which stands at approximately 30 percent. The “Balanced” portfolio is designed to generate capital gains, dividends, and interest income.
Dynamic (approx. 70% stocks) – Goal: Long-term capital appreciation.
The client wishes to participate in the long-term profit potential of the stock markets and is willing to accept significant fluctuations in asset value. Value fluctuations also result from the foreign currency component, which stands at approximately 40 percent. Any resulting losses are manageable. The “Dynamic” portfolio is designed primarily to generate capital gains and dividends, supplemented by interest income.
Equity-focused (approx. 90% equities) – Goal: long-term capital appreciation.
The client is characterized by a high risk tolerance and willingness to take on risk. To capitalize on long-term profit opportunities, the client is willing to accept above-average fluctuations in asset value. Value fluctuations also result from the foreign currency component, which stands at approximately 50 percent. Any resulting losses can be absorbed even over the long term. The “Equity-Oriented” portfolio is designed to generate capital gains and dividends.
The Swiss Bankers Association (SBA) brochure “Risks Associated with Trading in Financial Instruments” provides information on general risks associated with financial instruments. This brochure is provided to the client upon signing the contract and can be found at the following link: https://www.swissbanking.ch/de/downloads.
Version dated August 10, 2026